Where to get help with your mortgage if your income was affected by Covid-19

Well, Covid-19 is here and it’s affected a lot of Americans.

A staggering amount of you are out of work because of this virus, and I fear that number will climb in the coming days.

A lot of you may be worried about paying your mortgage in the coming months.

There is no shame in being scared.

There is no shame in asking for help.

You are not alone.

There are tons of resources available to help you with your mortgage challenges. 

I will go over them in this post.

The one thing I will stress over and over is, if you are in mortgage trouble, don’t bury your head in the sand and ignore it.


Ask for help. Reach out to me, I will do whatever I can to help you and your situation. With no judgement. 

Email me [email protected]

Text/Call me (219) 218 1181

Just do something. 

Your mortgage company will work with you in 99% of cases. You are not alone. But they can’t help you if you ignore the problem.

Most foreclosures happen because people ignore the problem. That will get you nowhere. 

Okay so what can you do on your own?

The #1 thing to do is to call your mortgage bank, and see what their options are.

Call them and ask about delayed payments.

If you have an fha loan, you’re in luck. 

What’s an fha loan?

It’s a low down payment loan (3.5% usually.)

It’s a very common loan program. If you put less than 20% down on your home there is a good chance you have an FHA loan.

Anyway, U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson, said that they will cease all foreclosures on Federal Housing Administration (FHA) loans for at least 60 days.  Link to article.

Also, FHA loan holders can go here, to get 12 months of assistance without late fees from Fannie Mae. You can even type in your address and it will tell you if your loan is held by Fannie Mae. 

Freddie Mac is offering similar assistance here.

Once again, you need to be proactive. 

What about renters?

A growing number of localities across the country have put a moratorium on evictions during the coronavirus crisis, so many renters don't have to worry about being removed from their homes. 

If you need help paying your housing bills, you can call 211 (or find your local 211) to learn about services and support in your area. While there is no nationwide program to provide assistance with rent payments at this time, 211 (or your local version of it) can connect you with state resources or non-profits that could help.

If you need help with any of this please reach out to me. I would love to help you navigate these uncharted waters. Source.

If you need help with any of this please reach out to me. I would love to help you navigate these uncharted waters.

Also, we WILL get through this. 



(219) 218 1181

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